Abstract: Accompanied by bank commercial, financial openness and market competition intensifies. Chinese Commercial Bank Performance showing growth accelerated expansion of the scale of the new features, however, in 2013 China's banking profit growth declined convergence preached the new features. In this paper, the evolution of the performance characteristics of the banking sector, the Harvard School of Industrial Organization or the Chicago School hypothesis, based on selected data for the period 2001.2012, using a non-parametric production frontier theory-based measure of the productivity index method based on panel data econometric model, the level of performance for all commercial banks evolutionary trends influencing factors and its mechanism were studied. The results show that the market share of the commercial banking sector performance improvement is not significant, does not comply with the Harvard School of market power hypothesis, while the rate of change is the asset size of the banking sector to enhance the performance of the main factors. The efficiency of state-owned banks, the impact on performance is less than the rate of change of asset size.

Keywords: commercial bank performance; industrial organization theory; efficiency; Malmquist productivity index