China's interest rate marketization reform has played a positive role in strengthening competition in financial markets, effectively mobilizing and allocating funds, optimizing the allocation of resources, enhancing the efficiency of the financial system and the whole national economy. As China's macroeconomic environment and micro-economic base is relatively weak, so China's full implementation of the interest rate market reform there is a certain obstacle must also contain many risks. In order to reduce the risk of reform. Increasing the possibility of successful reform, we need to further analyze the risk of market-oriented reform of interest rate from the micro and macro levels, and then put forward the risk suggestions for the reform of interest rate marketization.

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