Abstract: Developing digital finance inclusive to solve consumption inequality is the basic means to realize common prosperity in China. Using CHFS data from 2015 to 2019，based on the analysis of China’s consumption inequality，this paper discusses the development of digital finance inclusive impact on consumption inequality．The results of OLS and RIF regression show that the development of digital finance inclusive has improved residents’consumption，but it has exacerbated residents’consumption inequality at this stage. And then, we find that the imbalance and imperfection of liquidity constraint mechanism and payment convenience mechanism are the main reasons for the development of digital finance inclusive to aggravate residents’consumption inequality in China．Therefore, the government should assist communication and Internet enterprises in targeted infrastructure construction，and banks should consciously tilt digital inclusive financial resources to vulnerable groups and regions，in this way to reduce residents’consumption inequality by easing liquidity constraints and improving payment convenience.

Keywords: digital finance inclusive; consumption inequality; recentered influence function